Struggling with Going Out and My Hijab

Assalamu alaykum wa rahmatullahi wa barakatuh, I hope everyone is well. A while back I talked about my fear of leaving the house and my anxiety about death, and sadly things haven’t improved - if anything they’ve gotten worse. I don’t have health insurance or the money for therapy, but alhamdulillah I just got a job and will be starting soon, inshaAllah. The big issue is that my paranoia is so strong I avoid anything I think might put me at risk, and that includes going outside. If I can’t step out, I can’t work. If I can’t work, I can’t pay for help. If I can’t get help, I don’t know how I’ll overcome this. I make a lot of dua asking Allah for safety and comfort, but it hasn’t changed much and I still stay home most days. This is affecting my studies too - I’ve barely been attending classes and people are asking about it. Honestly I feel like I’m hiding from everything. For context: I’m a young woman who wears hijab living in a country where there’s a lot of hostility toward Muslims. My neighborhood is known to be especially unsafe for visibly Muslim women. My agoraphobia started because I’m constantly worried about being targeted for wearing hijab. It’s not just rude looks that scare me - I’m terrified of physical attacks, like someone throwing acid, pulling my hijab off, or stabbing me. Those thoughts are almost nonstop. I also suspect I might have OCD. I’ve been going over options in my head. I thought about taking my hijab off temporarily until I felt safer, but then I realized that wouldn’t help me get used to wearing it outside later. Another idea was to keep it on around family or friends when I feel safe, and take it off when I’m alone at home. That seems like the most practical thing for now - of course wearing it at all times would be better, but my fear is overwhelming me. I really hope this is just an in-the-moment thought and not something I end up doing, because I don’t want to feel guilty for not wearing my hijab. I’m already exhausted. If anyone has advice, coping strategies, or resources that might help (especially low-cost or community options), please share. My friends tell me it’s okay to remove it if my life is in danger, but I worry about them encouraging something that might go against Allah, and I don’t want to sin or make others feel responsible for that. May Allah grant safety and ease to all of us. Jazakum Allahu khairan.