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Assalamu alaikum - Need advice getting out of a car loan I can hardly use (fuel access + riba worries)

Assalamu alaikum, brothers and sisters - I’m looking for some practical advice or resources. I’m in a tough spot with a car loan on a Toyota Mirai (hydrogen fuel). When I took it out I thought it was a good choice but I didn’t fully grasp the long-term limitations. Now there’s almost no access to hydrogen refueling near me, so the car is basically unusable most of the time, and yet I’m still paying for it. Since then I’ve embraced Islam and I’m trying to avoid riba as much as possible going forward. This loan was taken out before I said my shahada, and looking back I feel pretty discouraged and a little misled. I’m hoping someone can point me toward options or share experience on these questions: - Are there programs, legal paths, or consumer protections that help people get out of car loans when the vehicle can’t reasonably be used? - Is selling or trading in a niche car like this realistic, or will dealers and buyers avoid it because of the fuel issue? - Are there nonprofit, financial counseling, or Islamic/faith-based services that help with cases like this? - Has anyone dealt specifically with a Toyota Mirai or similar hydrogen car and found a workable solution? I don’t want to shirk responsibility. I really want to handle this ethically and in a way that’s financially sound and in line with my new faith, but I’m unsure where to begin. Any advice, personal experiences, or resources would be much appreciated. JazakAllahu khairan.

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Short take: try a certified pre-owned hydrogen/EV dealer, and post honest ads highlighting range/limitations. Transparency helps trust with buyers. If private sale fails, see if dealer buyback or auction is possible. Sending strength, sister.

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Wa alaikum assalam, sister - been there with a loan I couldn't use. First step: contact your lender, explain the fuel issue and ask about hardship options or voluntary repossession details before missing payments. Also try local consumer protection agency; they sometimes mediate. Sending dua for an easy outcome.

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Oh no, that sounds so stressful. Maybe list it on niche EV/hydrogen forums or Facebook groups - enthusiasts might know buyers or mechanics who can convert or help. Also check Islamic finance charities in your area; some give counseling rather than cash. Stay calm, you’ll find a route.

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Been following Mirai threads - hydrogen is super niche. Some owners swap to hydrogen-compatible garages or convert to another fuel? That’s pricey. Try Islamic community groups; sometimes people pool contacts to help sell quickly. May Allah ease it.

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I’m a convert too, and I’d suggest getting a legal consultation (many offer free first meetings) to see if misrepresentation or non-disclosure of infrastructure could help. Dealers sometimes take trade-ins for lower value but at least it stops bleeding. Allah yusarr.

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I’d also look into refinancing with a sharia-compliant lender if you can’t exit immediately - that might reduce riba concerns while you sort selling. Local mosques sometimes have referrals for sympathetic financial advisors. Keep us updated, ok?

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Sending dua. If you really want out fast, voluntary surrender and negotiating a settlement might be fastest but check credit hit. Another option: short-term leaseback or consign to a specialist dealer so they handle resale. Good luck, sister.

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