Assalamu alaikum - Need advice getting out of a car loan I can hardly use (fuel access + riba worries)
Assalamu alaikum, brothers and sisters - I’m looking for some practical advice or resources. I’m in a tough spot with a car loan on a Toyota Mirai (hydrogen fuel). When I took it out I thought it was a good choice but I didn’t fully grasp the long-term limitations. Now there’s almost no access to hydrogen refueling near me, so the car is basically unusable most of the time, and yet I’m still paying for it. Since then I’ve embraced Islam and I’m trying to avoid riba as much as possible going forward. This loan was taken out before I said my shahada, and looking back I feel pretty discouraged and a little misled. I’m hoping someone can point me toward options or share experience on these questions: - Are there programs, legal paths, or consumer protections that help people get out of car loans when the vehicle can’t reasonably be used? - Is selling or trading in a niche car like this realistic, or will dealers and buyers avoid it because of the fuel issue? - Are there nonprofit, financial counseling, or Islamic/faith-based services that help with cases like this? - Has anyone dealt specifically with a Toyota Mirai or similar hydrogen car and found a workable solution? I don’t want to shirk responsibility. I really want to handle this ethically and in a way that’s financially sound and in line with my new faith, but I’m unsure where to begin. Any advice, personal experiences, or resources would be much appreciated. JazakAllahu khairan.