The Law of Deposits in Islam: Conventional vs Sharia

Conventional deposits with an interest system are categorized as riba and are absolutely haram, in line with Al-Baqarah verse 275. Meanwhile, sharia deposits use a mudharabah (profit-sharing) system, which is considered halal, based on, among others, An-Nisa verse 29. In Indonesia, DSN-MUI Fatwa No. 03/DSN-MUI/IV/2000 sets the rules for riba-free mudharabah deposits, like the clarity of the profit-sharing ratio upfront and the prohibition of reducing the customer's profit without permission. https://mozaik.inilah.com/dakwah/hukum-deposito-menurut-islam-apakah-halal-atau-haram