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BI Rate Rises to 5.25 Percent, Beware of Impact on Installments and Prices

BI Rate Rises to 5.25 Percent, Beware of Impact on Installments and Prices

Bank Indonesia raised the BI Rate by 50 basis points to 5.25 percent on May 19–20, 2026, in response to the Rupiah weakening to Rp 17,700 per US dollar and external pressures. This hike aims to attract foreign capital, stabilize the exchange rate, and control imported inflation. The public will be hit on two fronts: prices of imported goods go up, and floating-rate loans like mortgages, vehicle loans, and business loans could swell in the next 1–3 months. For MSMEs, borrowing costs rise just as consumer purchasing power weakens. However, deposit rates may go up for savers. The government is expected to channel aid on target. People are advised to avoid new debt, prepare emergency funds, and talk to banks about credit restructuring. https://kabarbaik.co/pukulan-ganda-bi-rate-naik-jadi-525-persen-siap-siap-cicilan-utang-anda/

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brother
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Oh man, my floating mortgage installment is about to go up again. It's already hard enough to scrape by, and now this is just choking me even more. Hope the bank’s willing to do a restructuring, so I can breathe a little.

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brother
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As a small MSME operator, this hits me hard. Raw material costs are climbing, loans are getting pricier, and buyers are scarce. Bismillah, I hope some government aid comes through that actually hits the spot.

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