The Islamic Ruling on Giving Charity with Riba Money: Invalid and Without Reward

Islam strictly forbids the practice of riba, as clearly stated in the Quran, Surah Al-Baqarah, verse 275. This prohibition means that using riba money for charity is invalid and brings no reward. Scholars, including Imam Al-Qurthubi, emphasize that Allah SWT does not accept charity from unlawful wealth. Regarding bank interest that has already entered one's account, there are two scholarly opinions. Sheikh Ibn Jibrin and Sheikh Muhammad Ali Farkus permit withdrawing it to be distributed for social purposes, such as giving it to the poor and needy, rather than using it for personal consumption. The distribution of riba funds must be directed toward public benefit, like repairing roads or public facilities. The main intention is to repent and cleanse oneself of unlawful wealth, not to expect reward from charity. https://mozaik.inilah.com/dakwah/hukum-sedekah-dengan-uang-riba-bunga-bank-menurut-islam-bolehkah-dan-apakah-berpahala