Sharciga Bixinta Zakada ee Kaadhka Amaahda, Ma Xalaal Baa oo Waa La Oggol Yahay?

Waayaha dhijitaalka ah ayaa fududeeyay bixinta zakada iyada oo loo marayo wareejin, e-wallet, iyo xitaa kaadhka amaahda. Hase yeeshee, isticmaalka kaadhka amaahda ayaa su'aalo keenaya, waayo waxay la mid tahay deyn iyo ribo (riba) oo diinta Islaamku mamnuucday. Allaah SWT wuxuu mammuucay ribada suuradda Aal-i-Cimraan aayadda 130. Sida ku cad Fatwada DSN-MUI Lambar 54/DSN-MUI/X/2006, bixinta zakada ee kaadhka amaahda ee shareecada ah waa la oggol yahay. Kaadhka amaahda shareecada ahi waa ka xor ribo, gharar, iyo maysir, waxayna adeegsadaa heshiisyada kafalah, qardh, iyo ijarah ee waafaqsan shareecada. Shuruudaha ayaa ah, hantidu waa inay gaadho nisaabka iyo hawsha, oo qofka haya kaadhku awood u leeyahay inuu bixiyo biilalka wakhtiga ku habboon. Kaadhka amaahda ee caadiga ah waxaa loo isticmaali karaa oo keliya xaaladaha dhibaatada iyada oo la bixiyo ka hor inta uusan ribadu soo kordhin, laakiin ma aha doorashada ugu horreysa. Culimada waxay ku adkaysanayaan in bixinta zakada ee lacagta caddaanka ah ay tahay tan ugu fiican, waayo zakada waxaa laga qaataa hantida horay loo lahaa, ee ma aha deyn, sida ku cad suuradda At-Tawbah aayadda 103 iyo dhaqanka Rasuulka SAW. https://mozaik.inilah.com/dakwah/hukum-bayar-zakat-dengan-kartu-kredit-benarkah-halal-dan-boleh