My Hajj dream and debt I can’t repay, will my Hajj be accepted?

Assalamu Alaikum wa Rahmatullahi wa Barakatuh, I need honest Islamic advice, please. A while back, I went to the US for my Master’s. After finishing, I got a job but couldn’t get a work visa, so I had to move back to India. Before leaving, I messed up big time. Shaytan whispered to me, and I took out loans and credit cards worth about USD 20,000 on purpose, thinking, “I’m not going back to the US, so why pay? At least I’ll take something home.” I regret it so much now, it was a terrible thing to do. Alhamdulillah, since I came back to India, Allah guided me. I’ve made sincere tawbah, I’m praying my salah, trying to pray Sunnah, giving sadaqah, making istighfar, and trying to be a better Muslim. I did Umrah, and now my wife and I applied for Hajj this year. The thing is, I really can’t pay back this debt right now. I’m in India with an Indian salary, and I’ve got family expenses. 20,000 USD is just impossible for me at the moment. But if Allah ever gives me a way-like another US job or any halal chance to pay it off easily-I’d do it right away. I don’t plan to avoid paying forever if Allah makes it possible. I’m worried: if I go for Hajj and this debt is still there because I truly can’t pay, can my Hajj still be accepted by Allah? I know I did a big sin, and I’m not making excuses. I just want to know if sincere tawbah and a true intention to repay when Allah allows could be enough for my Hajj to be accepted, insha’Allah. Jazakum Allahu khayran for reading. I’m a Hanafi, so if anyone knows the fiqh, especially in the Hanafi school, please share.